Are you saying fees would go down if they merge?
The view you are putting across that as their costs down if they merge they would pass these cost savings back to their customers in reduced fees is a rational and common sense view, but there is absolutely no chance whatsoever of that happening.
Skrill/Neteller are in absolute full monopoly mode and all cost savings will be kept for them to pad their bottom line. Not only that but the fees and charges etc will only continue going one way, and that is up. There will be no financial, moral or ethical justification for them to do this, but they will continue doing it anyway and bulldozing their way through their customer base because they think there's no stopping them and they think there's no competition to stop them in their tracks.
They have also just recently bought a big affiliate company, Income Access, so I'm sure all of those affiliates are braced for fees and charges and what have you to be added to their terms and conditions to squeeze as much of the affiliates profit out of them and back to Skrill/Neteller as possible so it's not just bookmaker customers that they are currently taking to the cleaners, it will now be bookmaker affiliates that they will be screwing over as well. Their greed really has no boundaries.
They really are the Betfair Exchange all over again. They obviously think that there is an unlimited amount to squeeze out of their customers and when they realise that's a load of rubbish and that they have alienated all of their customers, it will be way, way too late to recover the situation. It's unbelievable and laughable how incompetent these head honchos are at running a company.
In the medium to long term, Skrill/Neteller are doomed.