gambling and credit history

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szon82
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szon82

gambling and credit history
« on: November 01, 2012, 08:49:23 AM »

hi all, does anyone know if online gambling/arbing affect your credit check in UK when you use debit/ credit cards as a deposit method. I google it but answers aren't clear. Some people says it does some says it doesn't.                                                                                                                                                                                 
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G
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Re: gambling and credit history
« Reply #1 on: November 01, 2012, 11:08:32 AM »

No, unless you get credit accounts at the bookies.

You might see a search from some UK bookies on your credit report but this is just a ID verification search. This is the method they use to verify your ID and why Ladbrokes, WH etc will rarely ask for your ID. Only you can see these searches - they are not visible by lenders.
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qbet
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Re: gambling and credit history
« Reply #2 on: November 01, 2012, 01:42:21 PM »

Probably not but it wouldn't be far fetched if using a credit card for gaming did have an effect on your credit rating as they would identify you as a gambler. You could be charged though if you use a credit card both by the gaming company and the provider.

Using Moneybookers is more efficient and in my opinion safer. You can also use your debit/credit card to fund you Moneybookers account and perhaps this is not identified as a gaming transaction. There could still be charges though by the credit card provider.
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szon82
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Re: gambling and credit history
« Reply #3 on: November 01, 2012, 09:00:13 PM »

Thanks for reply.

Moneybookers is the best option and I know this but what to do if bookmakers are not MB friendly? How to cash out bonuses from them?
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Re: gambling and credit history
« Reply #4 on: November 01, 2012, 09:09:22 PM »

Take a look at their other payment methods and see what they'll accept. Some accept Paypal.
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qbet
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Re: gambling and credit history
« Reply #5 on: November 01, 2012, 10:53:39 PM »

Some bookies allow you to deposit via Paysafe and cash out using MB. Neteller is also an option.
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