Arbusers

Hy everybody i think we all have some questions about our work and how to pay tax for it.
I think we all would like to pay as less as possible so i hope we here can help each other with some tips and tricks how to have as most money as we can but without having problem with IRS or our government.
I believe in most countries nobody ask you how you live and spend your money in daily basis but if you want to buy car,house,restaurant.... you ll probably need to prove where you have your money from.
So in my example i live in Croatia and just recently i found out that money earn from forex and trading shares is legal and you dont pay any taxes on it.
Other way is that if you have some close family or friend who have some extra money they can 'borrow' you that money and again you dont need pay tax for it.
One more example is that if you deposit money in bank you can ask Lombard credit(90-100%)  of money you deposit to the bank and again you have 'clean' money with 2-3% interest per year and i found this also highly acceptable.
Lets hear few more advice from you guys.

If you want this thread to stay up, I strongly suggest to everyone to avoid tips and ides that would fall into the sphere of money laundering.
Thank you.